At The McDaniel Law Firm, we know facing serious criminal charges like Fraudulent Use of a Credit Card can be incredibly confusing and frightening. Our expert defense attorneys in Memphis will help you understand your charges and determine your options. Our attorneys will work with you to develop an aggressive defense strategy that delivers the best possible outcome.
Fraudulent Use of a Credit Card Laws in Tennessee
According to Tennessee law,
(a) A person commits the crime of illegal possession of a credit or debit card who, knowing the person does not have the consent of the owner or issuer, takes, exercises control over or otherwise uses that card or information from that card.
(b) A person commits the crime of fraudulent use of a credit or debit card who uses, or allows to be used, a credit or debit card or information from that card, for the purpose of obtaining property, credit, services or anything else of value with knowledge that:
(1) The card is forged or stolen;
(2) The card has been revoked or cancelled;
(3) The card has expired, and the person uses the card with fraudulent intent; or
(4) For any other reason the use of the card is unauthorized by either the issuer or the person to whom the credit or debit card is issued.
(a) A person commits the crime of illegal possession of a credit or debit card who, knowing the person does not have the consent of the owner or issuer, takes, exercises control over or otherwise uses that card or information from that card.
(b) A person commits the crime of fraudulent use of a credit or debit card who uses, or allows to be used, a credit or debit card or information from that card, for the purpose of obtaining property, credit, services or anything else of value with knowledge that:
(1) The card is forged or stolen;
(2) The card has been revoked or cancelled;
(3) The card has expired, and the person uses the card with fraudulent intent; or
(4) For any other reason the use of the card is unauthorized by either the issuer or the person to whom the credit or debit card is issued.
Possible Penalties for Fraudulent Use of a Credit Card Conviction
Fraudulent use of a credit or debit card is punishable as theft, depending on the amount of property, credit, goods or services obtained.
- $1,000 or less – Class A Misdemeanor – Up to 11 mo./29 days in jail. Up to $2,500 fine
- $1,000 - $2,500 – Class E Felony – 1-6 years in jail. Up to $3,000 fine
- $2,500 – $10,000 – Class D Felony – 2-12 years in jail. Up to $5,000 fine
- $10,000-$60,000 – Class C Felony – 3-15 years in jail. Up to $10,000 fine
- 60,000-$250,000 – Class B Felony – 8-30 years in jail. Up to $25,000 fine
- $250,000 or more – Class A Felony – 15-60 years in jail. Up to $50,000 fine
If no property, credit, goods, or services are actually received or obtained, illegal possession or fraudulent use of a credit card is a Class A misdemeanor.
Protect Your Future With a Strong Defense
The McDaniel Law Firm has 37 years of experience representing clients charged with serious criminal charges, such as Fraudulent Use of a Credit Card. We provide personalized service and work diligently to provide you the strongest defense in order to achieve the very best possible outcome for your case.
Call The McDaniel Law Firm to discuss your case or to schedule a Free Consultation – 901-527-6518